Part-time CFO and controller support for a growing business

We provide fractional CFO support — part-time chief financial officer services — for owners who need help with financial planning and major decisions. • Model cash needs and compare different growth or sale plans. • Review borrowing and ownership funding options. • Prepare financial information for lenders, investors and board meetings. • Track key performance indicators — measures such as sales, margins and cash available. • Support business purchases and sales with due diligence — a review of the deal's financial records and assumptions. You receive the agreed forecasts, financial presentations and a written list of decisions and follow-up actions.

We provide controller services — oversight of day-to-day accounting — for businesses that need help managing their books and reporting. • Manage the monthly close — the checks and entries needed to finish each month's books. • Prepare and check statements against GAAP — the standard U.S. accounting rules — where required. • Document internal controls — checks and approvals used to manage accounting risks. • Review budgets, cash needs and the records requested by your independent auditor. • Coordinate agreed filing deadlines and reporting tasks with your team and other advisers. You receive the agreed financial reports, documented accounting procedures and a list of unresolved items and responsibilities.

We review cash coming in and going out for businesses that need to plan payments, borrowing or periods of lower sales. • Prepare a 13-week cash forecast — a week-by-week view of expected receipts and payments. • Review when customers pay, suppliers need payment and stock must be purchased. • Compare cash needs for equipment, seasonal costs and loan payments. • Review bank accounts, short-term cash policies and exposure to currency changes. • Test lower-cash scenarios and track loan covenants — conditions in your lending agreement. You receive the agreed cash forecast, supporting assumptions and a list of payment or funding decisions to review.

We prepare budgets and forecasts for owners who need to plan spending, staffing and future cash needs. • Build an annual plan for sales, operating costs, hiring and equipment. • Update a rolling forecast — a plan that moves forward as each period ends. • Compare expected results under different sales and cost assumptions. • Link profit, cash and account balances in one financial model. • Compare actual results with the plan and explain important differences. You receive the agreed budget, forecast and summary of assumptions and changes to discuss with your team.

We help businesses choose and set up accounting software when their current tools no longer fit the work. • List reporting needs, users, costs and the time needed for setup. • Compare suitable software and the connections it supports. • Design the chart of accounts — the categories used to record transactions. • Move agreed historical records and check them against the old system. • Set up reports, approvals and workflows, and document how staff use them. You receive the agreed system setup, checked data transfers and written instructions for your team.

We compare the financial effects of major choices for owners considering new products, investments or changes to the business. • Review profit by product, service, customer or sales channel. • Compare prices with costs and the assumptions behind sales plans. • Estimate investment costs, expected cash returns and the time to recover the cost. • Compare making or buying, leasing or purchasing, and expansion options. • Test how lower sales, higher costs or business interruptions would affect the plan. You receive a written comparison of the agreed options, their assumptions and the main financial risks.

We prepare financial information for owners seeking equity funding — money in exchange for ownership — or debt funding through loans. • Prepare forecasts, assumptions and financial information requested by investors or lenders. • Maintain the cap table — the record of owners and their shares. • Review term sheets — summaries of proposed funding terms — with your legal advisers. • Compare borrowing and refinancing options and track loan conditions. • Review planned owner payments, share-based pay and available cash. You receive the agreed funding information package, comparison of terms and list of questions for lenders, investors and legal advisers.