Wage Garnishment & Levy Release
Stop the IRS from Taking Your Paycheck
An IRS wage levy (garnishment) is one of the most aggressive collection actions. The IRS can take up to 70-85% of your paycheck, leaving only a small exempt amount based on filing status and dependents. We specialize in emergency levy releases—often within days of engagement.
AI Summary
A Wage Garnishment Release is an official order from the IRS (Form 668-W) to an employer to stop seizing a taxpayer's wages. This is usually granted after a resolution like an Installment Agreement or Currently Not Collectible (CNC) status is established.
Wage Levy in Effect?
Time is critical—the IRS takes money every pay period
Real Results: Emergency Release
"Nurse's wage levy left her with $890 from $4,200 paycheck—couldn't make rent. We contacted IRS within 24 hours, demonstrated hardship, and secured full levy release in 5 days. Set up $400/month installment agreement to prevent future levies."
*Illustrative scenario. Release timing depends on IRS response and case complexity. Results vary.
Are You Facing a Wage Levy?
You need immediate help if:
Wage levies are continuous. Unlike bank levies (one-time), wage levies take money from every paycheck until released. Every pay period you wait costs you money.
How We Get Your Levy Released
Immediate Contact
We contact IRS within 24 hours with Power of Attorney
Hardship Analysis
Document that levy causes economic hardship
Release Request
Submit formal release request with supporting evidence
Permanent Solution
Set up payment plan or other resolution to prevent re-levy
How an IRS Wage Garnishment Works
IRS Sends Final Notice of Intent to Levy
The IRS must issue a Final Notice (Letter 1058 or LT11) at least 30 days before levying wages. This notice also explains your Collection Due Process hearing rights.
IRS Contacts Your Employer
After the 30-day window closes without action, the IRS sends Form 668-W(c)(DO) — a continuous levy — directly to your employer's payroll department.
Employer Withholds Wages
Your employer is legally required to comply immediately and begin withholding. Unlike a bank levy, a wage levy is continuous — it applies to every paycheck until released.
Only a Small Exempt Amount Remains
IRS Publication 1494 tables determine the exempt amount based on filing status and dependents. Everything above that amount is sent to the IRS each pay period.
Garnishment Continues Until Released
There is no automatic end date. The IRS will garnish every paycheck until the debt is paid in full, a release is issued, or you enter a resolution agreement.
Hardship-Based Garnishment Release
The IRS must release a wage levy when it creates economic hardship under IRC § 6343(a)(1)(D). We document your household's actual expenses against IRS National and Local Standards to demonstrate that the levy leaves you unable to meet basic living needs.
- Rent or mortgage payment
- Electricity, gas, and water
- Renter's or homeowner's insurance
- Groceries (per IRS local standards)
- Personal care products
- Clothing
- Car payment or public transit costs
- Auto insurance
- Fuel and maintenance
- Health insurance premiums
- Out-of-pocket medical costs
- Prescription medications
Required Documentation for Garnishment Release
IRS Authority & References
Related Resolution Services
Resolution Hub Connections
Other Resolution Options
Related Emergency Relief
Appeals & Monitoring
Triggered by These IRS Notices
Stop Your Wage Levy Now
Every paycheck counts. The sooner you act, the sooner we can stop the IRS from taking your money.
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